business, credit repair, inspiration, motivation

How I repaired My Credit

Ok so let’s be honest mistakes happen when you don’t know what you’re doing. I found this out the hard way by being young and financially ignorant. All to often we sit in a classroom learning about dead white presidents and how they have ruined our country by stealing land and money then making laws and rules to protect what they have stolen. Now as a teenager that’s not something you look forward to learning about for the next four years of your life. It would have been much more beneficial to learn about money and the principles it stands on. If I knew that getting a credit card and not paying it when it’s due causes a bad reflection on your credit report then I never would have taken out that card and spent up the limit like I didn’t have to pay it back. In fact if I knew what a credit report was and how it worked I might have been a little more prepared for the years to come after high school.

Life happens and that’s a cold hard fact but it might not be so chilling if you add a little sprinkle of education to your lifestyle. After years worth of being denied for everything I applied for I decided to take a closer look and learn what credit was how it was rated and why it is important. So I visited to order my free credit reports I ordered them at the same time but now that I know better I know to stagger them and order them separately. A week later I received my reports in the mail and I was amazed at all of the errors on the report. My thinking was that these credit bureaus get the information from computer systems so how could the information be incorrect? Truth be told I was naive and didn’t have a clue about life. So I began to make corrections to things like the spelling of my name my previous and present addresses to make sure the information about me that was being report was accurate and it wasn’t much but my score did increase a little bit after those corrections.

Next I looked at what was reported and who was reporting and according to the federal trade commission you have a right to be reported accurately and some information that was being reported was inaccurate with incorrect balances and payment histories. So I googled credit disputing letters and started sending them off. Now the bureaus have 30-45 days to respond or they must delete what you dispute. After 3 months of verifying debts disputing information and keeping an eye on my reports I started to see ten point increases more often.

I then discovered a company called Lexington law and they also started working on my behalf. And the results have been amazing I started with a 525 credit score in August 2016 and as of the date of this post March 2018 I now have a credit score of 728. There is literally nothing that I can’t apply for, of course I limit what I apply for so I don’t have a lot of inquiries that decrease my score but I have 3 credit cards which I have yet to pay interest on a brand new car with a low interest rate and a zero payments missed credit history.

I haven’t met my goal yet of a 740 but I’m almost there and I’m a lot closer then I would have been if I never would have taken the opportunity to become aware, educated and focused not to mention putting in the WORK! I would like to encourage anyone who doubts that having good credit is possible because I am living proof that it is very possible. I never in my wildest dreams imagined that I would have better credit then a lot of people in my age group. Through this credit repairing journey I’ve discovered that it’s not enough to repair your credit but you also have to rebuild your credit and prove your credit worthiness to banks and lenders.

What are some of your tips and tricks to repairing and building credit?

Talk soon!


Plush Size Style

I love getting dressed up! Sometimes I get dressed just to take the tags off of the clothes I have just chilling in my closet waiting to be used, or just to take pictures. Being plush size however I find that some of my outfits take a little more creativity than others! I am very plush and very proud however there are some obstacles that occur when getting dressed that need to be handled with care! I know this is a touchy subject because plush girls should be confident at all times however there are body issues that all woman have and I understand that some outfits are more flattering for my figure than others. I find that dressing for your shape gives extra credit to your photos that can’t be ignored. One of my go to looks for my shape is big hair a peplum top with a waist accentuating belt (for that extra snatched appearance ) and skinny jeans with a cute peep toe wedge, its my favorite shape flattering look! exhibit A below:

So until next time

Stay Foxxd Up


inspiration, motivation

How to Finish Like You Started


First of all… Happy New Year everyone and everything! I have such high hopes and high expectations for this upcoming year. I know its said every year but I really feel like it is my season to be rewarded to be loved to be admired to be challenged and to be fearless. It is often said that you never know how strong you are until you see how strong you’ve been. I hold that to be true for so many reasons. Last year 2017 was a very challenging year for me I was faced with many life altering decisions and events and if I am honest with myself I did not overcome them like I should have. I have no one to blame but myself and I have no one to make it up to but myself. I let a lot of negative emotions towards myself get in the way of being great.

For example Blogging. I love to write and I have found blogging to be very therapeutic. However I let negative thoughts stop me from doing what I love constantly looking at other people’s blog and comparing mine to theirs  and getting discouraged because I don’t have the type of pictures they have or the right back ground and whenever I notice myself feeling that way I would hide in a shell until I felt like it was safe to come out. I would do the same for Instagram and Facebook as well, come to think of it I did that in many areas of my life I would see something that was better than what I had and it would prevent me from moving forward because I didn’t believe that what I had to present would be good enough which resulted in my lack of participation in social media and my lack of interest in the world.

I titled this post How to Finish Like You Started because I want to remind myself and others of this very feeling that I have right now. Anyone who has ever started a new job or a new business, or started going to school knows the feeling I’m talking about it’s that feeling that motivates you to finish. It’s that feeling you get when you get a new car or your first apartment or a new house. Its that feeling no one can take from you because it comes from within. Its that fresh start feeling. This is a New Year and a new opportunity to reinvent, recreate and refresh. I no longer have to worry about what happened last year because that time has passed and there is nothing I can do about it but move forward. I feel like I can do anything I want I believe I can accomplish what has not been accomplished before I know I am strong beautiful and creative. I also understand things happen that are out of my control and the best way to show that I understand is to keep pressing forward.  In 2017 I experienced 2 tragic and traumatic deaths first my father in law in June and just 5 months later in November my biological father both of which helped me realized I have to live life for today because tomorrow may never come and before I say goodbye to this earth I wish to say Hello to Life.

So here are some tips to help you Finish How You Started

  1. Set a Goal visualize it and chase after it
  2. Be fearless determined and unstoppable
  3. Never let what someone else has or does stop you from being/doing what you set out to be.
  4. Don’t be so hard on yourself, if you mess up try again there’s no harm in that
  5. make a list and start checking completed items off
  6. Goal check often every month at least
  7. Remember why you started and focus on the result
  8. meditate daily seek inspiration in everything you do
  9. appreciate and trust the process it may be hard but that’s what makes you strong
  10. Live Life Today worry about tomorrow when you wake up!



Adrian Manns & Dennis Rodgers

Fall Favorites, Fashion

5 Fall Favorites For October

Happy Fall Foxx Stars!

Now I know we are well into fall and I am a little behind but hey better late than never right! Honestly I have been so busy I haven’t had time to write but I have to remember that this blog needs to be priority no matter what. So I am going to do my best to be consistent and not let distractions become my excuses.! So without further delay let’s jump right in!

Ok so everybody knows that moisture is hard to come by during the last few months of the year. Especially where I live in Southern California. Moisture is like a long lost friend who shows up after they find out that you’ve hit the lottery! (A little dramatic) but true. Around here there maybe an occasional drop of rain or a smidgen of moisture in the air but not enough to keep your hair follicles satisfied or your skin feeling supple.

Fall Favorite #1

Jamaican Black Castor Oil Strengthen &Restore Leave-In Conditioner By Shea Moisture

how many of you know what this cold dry weather can do to your hair?

It’s a shame how a little cold air can make the moisture in your hair abandon you like it never knew you. I’ve been looking for a product to help restore the moisture my hair desperately desired and I recently (last week) stumbled upon this Shea Moisture Leave-In Conditioner at Walmart for a little under $10.00 but when I tell you my hair has been treating me right ever since I’m not lying! I mean I’ve gotten multiple compliments on how healthy my hair looks and how bouncy my curls have been! I wish I had evidence of this but as of now my hair is wrapped up and ready for day 3 of black hair magic. My hair is very natural and has been for a good 10 years so it’s amazing when I find something I can swear by and during the fall and winter months this is defiantly a product I will add to my hair care regiment.

Fall Favorite #2

Moisturizing Facial Wash for Sensitive skin and Micellar Cleansing Water

It is something about dry skin that makes me uncomfortable. It’s like when my face is dry I feel like I have a constant frown that can only be removed by hydration. So when I look for a product to make my skin soft and to revitalize and bring back my summer glow I turn to products that focus on bringing moisture to the skin without too many chemicals and without being harsh because after all it’s cold out and our skin is going to go through enough changes over the next few months. I love the Micellar Cleansing water because it removes makeup lifts dirt and cleanses pores. I use it for multiple reasons and it works wonders.

Fall Favorite #3

Collagen Essence Facial Tissue Mask

Now everybody knows that even after a good cleaning your skin is going to want something to hold on to meaning when water and cleansing products dry your skin it is left wondering what to do with it self. I have been using these facial masks for the past year and I love them. I use different kinds but this one is my favorite it has collagen and green tea extract what more can you ask for!

Fall Favorite #4

Watermelon Lip Scrub Exfoliator

I love this scrub because as the days grow colder and windier my lips get dryer and more chapped. Now I’m not a fan of medicated lip balm because I don’t like the flavor and tingling sensation left by those products so I’m always looking for an alternative. Thankfully I was a a beauty blowout sale a few weeks ago and I picked up a couple of these lip scrubs and they are awesome. The scrub gets rid of dead dry skin leaving your lips feeling soft and kissable not to mention they taste great.

Fall Favorite #5

NYX Full Throttle Lipstick color Night Crawler

I absolutely love makeup and I am always looking for something that will compliment my features and represent the current season. It is very complicated to find a color suitable for fall and won’t make your lips look dry and also has a good color payout. I am in love with the formula of this lipstick it was a matte finish but felt like chapstick it did not transfer and it was very opaque. It lasted for 6 hours without wearing off which was amazing definitely a fall Favorite worth finding!

What are some of your fall favorites let me know!


Carmel Foxx

Fashion, work frrom home

Beginners Guide: To becoming your own Boss

Don’t follow your dreams and be a leader work for the rest of your life and become a robot, said no one Ever! Daily Planner

I have no Idea who came up with this idea of working for 8-10 hours a day following rules and regulations given to you by corporate advisors who you will never meet. Being away from your family and friends for 5 some times 6 days a week missing out on important events is not my idea of living life. Being In an office setting with sad miserable passionless people is not my preferred daily environment. I have always had issues with becoming a robot pushing out massive amounts of work doing things that are humanly impossible just to meet quotas and demands that have been forced upon you by a supervisor who does nothing more than read magazines all day and make personal phone calls from her desk.

For the past few years I have worked for a bank that shall remain nameless because it is not important at this time, but none the less they have collected their fair share of my blood sweat and tears. At one point I became so stressed out and turned into a zombie and was in a robotic state for months until I had a health scare that made me wake up and re-evaluate my life. That health scare allowed me to take time from work and focus on what was important. Me. I was able to devote time to myself that I was not able to do in years and it felt great. Months had passed (flew by) and it was time to return to work not only was I not prepared to return but I did not want to give up the lifestyle and freedom that I was now accustomed to.

So I had to ask myself what can I do that will afford me the luxury to never go back to work again? What am I good at? It never dawned on me that I was already working for myself I just didn’t realize it yet. So I did some research and formally started my own business. Foxx Consulting Now don’t get me wrong it is not easy working for yourself because all of the decisions have to be made by you all of the paper work has to be filed by you, you have to make all the payments and you are responsible for your time. After I figured out that the corporate world was kind of on to something when they established the scheduling of an 8 hour day I adopted that model but tailored it to fit my business. So now that I have figured out how to be productive I set goals for myself. It may seem strange to call a staff meeting and you are the only one in the room but you have to sit down have a calendar and agenda and a note pad and set goals, hourly goals, daily goals, weekly goals and monthly goals and I have that team meeting with myself to go over the goals I created if I accomplished those goals, and setting new goals for the month ahead.

Daily PlannerI am managing pretty well now coming up on an official year since I officially started my own business this coming September. I must say that I am super happy to be working for myself, it is very challenging (which is good for me) but also rewarding because I made the decision to do what was best, and that is delegating the hours of my day to the one person who matters most… ME! It is my experience that to become your own boss you have to believe in yourself. That’s literally all you need. you can figure out anything from there. So If you are talking yourself out of starting your own business, stop it now. I am too familiar with what those conversations sound like. I can’t do this, it’s too much work, I don’t know where to start trust me I’ve been through it all and the one thing that pushed me into my destiny was waking up getting my day started and my screen saver on my computer read, Hello Boss.

What drives you to be your own boss? How did you get started?




BBW, Fashion, Full Figured, plus size

Why BBW is offensive

Hey Foxx stars!

So let me just jump right into my rant. So yesterday I was super excited because I finally got my material to make my photo box and I was getting ready to take pictures of my favorite beauty products of July, Whelp that plan flew right out the window as I got side tracked by Facebook and came across a video that one of my friends was tagged in. The call to action was Go Tag a Big Fine Woman.  The name of the video is The New Big Girl Anthem “BBW” Formation. In the comments of the video there are people laughing and making a mockery of BBW and there are other woman tagging there BBW friends as the post calls for them to do so.  All the BBW I assume are liking and commenting on the video because the video is celebrating them for being Big and Beautiful. I just feel like as a society we have come so far just to go back and pick up what we left behind.

I never like to be referred to as being Big and Beautiful because it is offensive to me. All the groups I am apart of and all the Instagram posts and pages I see celebrating woman for being big and beautiful is simply offensive, like why can’t I just be referred to as being Beautiful. Never once have I seen Victoria secret models being referred to as small and beautiful, people just look to them as simply beautiful especially when they rip the runway in their bra and panties flaunting a size negative zero.

so anyway back to the video, there are video girls who are all plus size they are doing choreography and its pretty lit. Then a scene comes where the main character of the video has a snack in her mouth and one on each side of her chest. and at that moment I just face palm myself because its like every time there is a video with “BBW” there is always a reference to food or snacks and then what was meant to be a celebration of beauty of all sizes now turns in to a joke for everyone’s amusement. I can’t tell you how annoying it is to sit back and watch how our community is constantly the butt of all jokes.

I want to be on the glamorous side of plus size I don’t want people to look at me and say oh she’s cute for a big girl. Like what does that actually mean? what does my size have to do with me being attractive or desirable? I have yet to hear someone call Tyra Banks cute for a skinny girl. That’s because it doesn’t make sense it doesn’t even sound right. So why are we as curvier woman so willing to accept the terms that are given to us.

It’s like we are so happy to be recognized and thrown a bone that we are willing to accept what ever scraps or forms of flattery that come our way, and that is the reason we are treated the way we are and there is such a lack of respect for our community. People look down upon us as if we are a charity case or like we are some homeless person who the government decided to give refuge to under conditions that they would be allowed to refer to that homeless person however they wished. Or like a 4-year-old preschooler who just did a school play and had a speaking role of three lines and you still said awwww look at my baby doing the best he can with those three lines. you go baby mama’s proud of you. Its like I can hear the undertone or unspoken language of the term BBW as its meant to be condescending and hurtful by the people who use it but celebrated by the people its meant for. I’m so confused.  Am I happy with the term that is used to describe people who are not a size 10 and under? Absolutely not. Can I change the way we are viewed. Absolutely.

Thanks for reading

Beautiful WomanJust because!

Beautiful Just Because
IMG_9478 (2)
High Fashion Beauty
Naked  Beauty

The content trap

I'm stuck and I can't get out. Have you ever been in a place where all your senses worked but you had no way of escape? I mean my vision works fine my hearing is perfect I can touch what's in front of me and I can taste the success, but some how I don't know how to get out off of this deserted island. I have been kidnapped by my desire to be successful blindfolded by fear and tied up by the unknown and I can't seem to break free to get where I want to be.

I've started my blog again after a year of laying dormant and I'm trying to be more active and engaging on social media but the lack of content is keeping me in the basement of my thoughts. It's like I see so many bloggers and so many social media entrepreneurs who post several times a day mean while I struggle to post once a week. Where's my inspiration? Where do I go from here? What do I post tomorrow. I know it won't happen over night but how will I know if this is for me. Maybe I should leave the blogging to the more experienced blogger and Instagram to the more photogenic, maybe I should continue being a robot going to work when I'm told going on break when I'm told eating lunch when I'm told and answering the phones when I'm told, maybe I was meant to be an employee not having any dreams of my own working to expand someone else's empire…NOOOOTTTTTTTTTT! Just kidding! I am not meant to do any of those things I'm going to keep trying until I get it right don't believe me just watch!


Why do we care?

Cheerio Mate! sorry just got done watching a British show on Netflix (cant pay? We’ll take it away) I love those kind of shows because its as close to reality TV as you can get. Any who as I was watching the people in distress as there possessions were being taking a way from them,  it made me ask myself why do people work so hard to prove their  worth to other people? What I mean by that is a lot of the people who were having trouble paying their rent or car notes is what people thought of them was more important than what they thought of themselves. In my honest opinion we truly care too much of what others think we have or how they think we are doing. I was in that situation myself along time ago when I was young and I cared about what people thought I had and what kind of car they seen me drive, so I got myself into a car with a car payment I knew I couldn’t afford. Now fast forward to my present situation I am in a car I’ve  had for 2 years and not missed one payment and its because when I picked out the car I had to ask myself if it was something I could afford? It may not be my ideal car (but how people thought I looked in the car did not matter I needed transportation and at this point in my life I really don’t care about what other people think I have how much they think I’m worth what they think I know or how they think I look. Everything that I value comes from what I hold to be true in my heart because I think so, and I must say I’m doing so much better by the way!

Thanks for visiting Foxxland,

You maybe wondering when I’m going to get to the fashion beauty and makeup.. soon my dear soon. I’m just getting my feet wet before diving straight in!


OMG…I’m Still Clueless

Heyyyy!! So listen this is my first blog post since September 2016. almost a year ago (yikes)I did not know what I was doing then, and I do not know what I am doing now. lol I am still utterly clueless I mean there is so much to know about starting a blog from gaining followers, following other bloggers, widgets, plugins, hosting, html codes linking platforms and most importantly content! I gotta say that’s what has taken me almost a year to get back stated again. I can never think of anything to post meanwhile I have all these conversations in my head with myself and no responses! So I figure hey if I just get things up and running again and have some of these conversations online it might 1) elicit some responses or comments from new people and 2) It might defog my mind. I have so much going on up there on a daily basis I have no choice but to just shut down and be quite because I will go into overload if I try to pick a topic to speak about, not to mention that 89 percent of my day is filled with lab rats (t.v. show) mighty med (t.v. show) peanut butter and jelly sandwiches fruit snacks and an endless questions and answers game from my 5 year old. Yes I have 2 children 8 and 5 and they literally demand all of my attention and all of my time; but we will save that topic for another day. Back to the blog (please bare with me I can go off topic quite often) Blogging is something I want to engage in because I don’t have many people that I communicate with on a daily basis and I would like to use this opportunity to connect with people over the age of 8 lol with similar interests. Yes I am still clueless as to how blogging actually works but I’m sure with time I will find out from experience I could either go another year with out blogging and still being clueless and no new friends or I could get my feet wet and get used to the water to eventually go into the deep end. Will there be times I feel like giving up? absolutely.  Will there be moments of feeling under appreciated?  Sure. but the goal I have in mind is much greater than the obstacles I see before me, so please have patience bare with me and offer me a lifeline if you see me drowning!

Thank you